Wednesday, May 8, 2013

Create a Stress Free Vacation Home Buying Experience on Harbor Country with These 5 Tips!


Considering buying a vacation home along the Lake Michigan Shoreline in one of Harbor Country’s charming towns?  We’re glad you’ve taken the time to stop by our blog!  We know that buying a vacation home can seem like a daunting task, but it doesn’t have to be!

As a team of Prudential Real Estate agents and advisors serving the towns of Harbert, Sawyer, Lakeside, Union Pier, New Buffalo, Grand Beach, Three Oaks and Douglas; we have experience in navigating and helping to streamline the vacation home buying process.  Today we wanted to list out five ways that will help you begin the process of buying a vacation home in Harbor Country.  It can be easier than you think!

1. Know when it’s the right time in your life to buy- Decide whether to buy based on your life and what makes sense for you, your family, your plans and your finances.  If you’re buying a vacation home, chances are you’ve already looked extensively into the financial aspect.  Use the news about what’s going on in the market to decide how to buy: what kind of house to buy, what sort of loan to use, how much to offer, and other strategies for executing your home buying plans.

2. Find the right Harbor Country Real Estate agent- Finding the right Harbor Country Real Estate agent can make all the difference! Be sure to look for the following: qualifications, experienced in the transaction you envision (vacation home, waterfront property, etc...), great referrals and testimonials, is a problem solver, and appeals to your personality style (you could potentially be spending a lot of time with your realtor, so you want to make sure it’s a good fit).

3. Get a good understanding what to expect- Research as much as possible, but be sure to decide on a trusted realtor as soon as possible. They’ll be able to give you a layout of what you can expect from buying a vacation home in New Buffalo, Grand Beach, Sawyer, Harbert or any of the other charming Harbor Country towns. Ask your Harbor Country Real Estate agent questions such as when you’re expected to show up so you can take time off work, and when you’re expected to write checks so you can be prepared.

4. Know the home you’re buying- You may have nightmares of coming home to a recent home purchase only to find it falling apart. Ways to avoid this are to thoroughly go over the disclosures which are required to list out issues or recent repairs within the home, get a home inspection, have contingencies in place when making your offer, maintain a home warranty policy that will cover many major malfunctions for a service call fee.

5. Solve the problem of how much you want to offer- This can be tricky, but there are some ways to determine the price of your offer. Your Harbor Country Real Estate agent can provide a Comparative Market Analysis (CMA) which shows what other homes in Three OaksUnion Pier, Lakeside and the other Harbor Country towns are selling for. You can also determine the price by the sellers’ motivation to sell as well as the current market factors.

Buying a vacation home can be an exciting time and we want to help make sure the process runs as smoothly and efficiently as possible!  

If you’re ready to begin your vacation home search along the Lake Michigan Shoreline; please feel free to contact us today!  Our team of Prudential Rubloff Real Estate agents and advisors are here to help you reach your vacation home buying goals!

We look forward to hearing from you!

Shoreline Property Advisors
@ Prudential Rubloff

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