Wednesday, August 24, 2011

A Unique Evanston Event & 5 Tips for Buying a Home!

We don’t like to play favorites to any of the cities that we serve along Lake Michigan's Shoreline, but we do like to highlight unique events that are taking place and it seems that Evanston, IL has a variety of great events throughout the year.  One of the reasons we love the charming North Shore city of Evanston is because of its committment to community.
The leadership in Evanston takes an active approach in building back into the lives of its’ residents while providing them with numerous ways to get involved.  Whether it’s their Volunteer program, their efforts for a sustainable lifestyle, their focus on arts and culture, or their full calendar with a wide variety of events for everyone; Evanston is a great place to call home.
If you currently live in Evanston and are looking for a way to get to know your community while interacting and networking with other professionals, you won’t want to miss the 2nd Annual Mash Up event!  This is just one more way Evanston is meeting the needs of their current residents.  Take a look!
Evanston’s 2nd Annual Mash Up
Northwestern University Beachfront Tent
Tuesday, September 13 from 5:30pm-9pm
- This evening under the stars will allow you to mix and mingle with Evanston CEO’s, artists, business owners, city leaders and Northwestern students!  Great music, food and drinks will be the backdrop of this beach party that is unique to Evanston.  Make new friends, network for business or just enjoy the company of other Evanston residents who want to take part in the vibrant Evanston environment.  Don’t miss out!
Not currently an Evanston resident?  Now is a great time to buy a home in this Lake Michigan Shoreline community!  Whether you’re buying a home for the first time, or are jumping back into the Lake Michigan Shoreline Real Estate market after being out of the loop for a time; there are five things you’ll want to know about buying a home in the current real estate market. 
1. Think Long-Term- When buying a home in today’s market, you want to plan for the future. Consider your basic needs such as security, proximity to your job and other daily activities, the school system and room to grow if need be. You want to plan to be in a home for a minimum of three to five years.

2. Research and Take Advantage of Low Rates- Many lenders are encouraging buyers to lock in a long-term loan, such as a 30-year mortgage, to ensure taking full advantage of the historically low interest rates. An adjustable rate mortgage can work for some buyers, but you’ll want to discuss with your Lake Michigan Shoreline Real Estate agent about which option is best for you.

3. Be Prepared to Make an Offer- Before you even begin searching for a home in Evanston, you’ll want to get pre-approved for a loan. This not only helps you determine your home buying budget, but will make the process run much more quickly once you’re ready to make an offer. This will also force you to get your credit in order and gives you the opportunity to correct any credit issues before entering the Lake Michigan Shoreline Real Estate market.

4. Find a Recommended Lake Michigan Shoreline Real Estate Agent- Having the right agent journey with you through the home buying process will make all the difference. Conduct research online or talk with family and friends to get their recommendations. Many Lake Michigan Shoreline Real Estate agents have testimonials on their websites that will give you a good indication of other buyer’s and seller’s experience with that agent. You’ll want to find an agent who has experience in the Evanston Real Estate market and with whom you feel you can work with for however long it takes for you to find your Evanston home.

5. Live Within Your Means- This is a lesson that our country seems to be learning collectively. We’ve seen the damage that can come from buying homes we can’t afford and digging ourselves further into debt. Buying an Evanston home that fits your budget as it stands now will give the home a chance to appreciate. In the long run, your finances will be healthier and you’ll more than likely be able to afford your dream home next time around.
Again, we’re here to help in any way we can!  As the Lake Michigan Shoreline Property Advisors team, we want to help you prepare and walk through the home buying experience and are here to answer any questions you have about buying a Lake Michigan Shoreline home.
If you’re an Evanston resident, we hope you’re able to take advantage of the upcoming Mash Up event!  It was a great success last year and is a fun and unique way to get to know the Evanston community.  
We’re looking forward to hearing from you!
Shoreline Property Advisors
@ Prudential Rubloff

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